Help Secure Your Retirement: Plan for Growth Opportunity With a Level of Protection
Learn how fixed indexed annuities can help protect a portion of your retirement savings from market volatility and create a reliable monthly income stream that lasts for life. Included in our proprietary Retirement Shield strategy, they help you protect your savings while you build the worry-free retirement you've worked hard for, right here in Las Vegas.
100% No-Obligation.
5 Common Mistakes that
Could Affect Your Financial Future
Retirement is too important to leave to guesswork. This no-cost guide helps explain five of the most common retirement mistakes and ways to help avoid them.
• Social Security Timing
• Healthcare Costs
• Taxes and RMDs
• Investment Strategy
• Not Having a Formal Written Income Strategy
What clients are saying
I called my finance guy Rick from VistaPro a few years ago to help me out with my sister's retirement IRA accounts. Because of dementia, she could no longer manage herself and I knew we needed professional help for this upcoming journey. Rick has been managing her retirement accounts and IRA since and I am her POA. She is in assisted living which we all know is not cheap. He is a Godsend to us. Always available to ask questions , goes over all details whether here at the house or by phone. He has made it easy for me to receive the funds she needs every month. Very thorough and detail conscious. Rick and I both feel confidant that my sister will continue to be well cared for however long need to be. That gives me great peace of mind.
I’ve been with Rick since 2014 and have been very happy with the investments that he’s made for me. He keeps me informed about my accounts, he calls me, I don’t have to call him, and makes good recommendations. If I do need anything, he is either readily available or gets back to me quickly.
I've been with Rick for the past 15 years. He's done a fantastic job helping me grow my retirement. I can now live comfortably in my golden years. Thank you Rick !!
Tired of watching your 401(k) go up and down? You have options to help fund retirement that don't rely on the markets
For years, you've saved diligently for retirement. But now, as you get close, the thought of a market crash reducing your savings can be nerve wracking. You might be wondering "Will my money last"? and "Can I afford the life I want"?. The traditional way of relying solely on market-based investments like stocks and bonds is a risk you don't have to take. We offer annuity strategies that can protect your principal from market losses and generate a reliable income stream you can't outlive.
Benefit 1: Create Guaranteed Lifetime Income
One of the biggest concerns of many retirees is outliving your money. We help mitigate this concern. One such strategy includes a fixed indexed annuity, which offers a guaranteed income stream that is guaranteed, no matter how long your live.
Benefit 2: Protect Your Principal From Market Crashes.
Stop risking all of your hard earned nest egg in volatile markets. Our Retirement Shield strategy uses fixed indexed annuities as appropriate to help you protect your money from market losses.
Benefit 3: Help Grow a Portion of Your Nest Egg With No Market Risk.
Fixed indexed annuities offer you the opportunity to earn interest each year, tied to the performance of an external market index (such as the S&P 500), limited by caps, with no losses when the market goes down, never being invested in the market itself.
Growth Potential
Without Market Risk.
Overwhelming Satisfaction: A recent survey by the National Association for Fixed Annuities (NAFA) found that 100% of Fixed Indexed Annuity owners agree it is important that their annuity cannot lose value.
$125,500,000,000+
Total sales of Fixed Indexed Annuities in
2024 by insurance professionals
3rd Consecutive Year
Year of record high annuity sales in US
The VistaPro Way: Offering Retirees and Pre-retirees in Las Vegas a Way to Approach Retirement With Confidence
Retirement Shield Strategy
We give you a clear projection of your future retirement income, taking the guesswork out of your financial future.
Unmatched Carrier Access
We work with over 50 of the top insurance carriers to help ensure you have access to the right rates and product features for your unique needs.
Local Las Vegas Advisors
Meet face-to-face with a local advisor who understands the needs of the Las Vegas community. No call centers, just personalized advice.
Education-First Philosophy
We believe a confident decision is an educated one. We take the time to explain everything in simple, easy-to-understand language.
The Retirement Readiness Review
Our no cost, in-depth review analyzes your current financial situation and provides a clear road map to help you on your journey to achieving your retirement goals
A Focus on Simplicity
We cut through the jargon and complexity to provide you with a straightforward, customized retirement plan.
Get Your Retirement Road Map in
3 Easy Steps
Step 1: Schedule Your No-Cost Review
Click the button to book a 15-minute introductory call. We'll discuss your goals and see if our approach is a good fit for you.
Step 2: Get Your Custom Plan
We'll analyze your current savings and use our Retirement Shield Strategy to build a custom plan designed to show you how to help secure your lifetime income.
Step 3: Implement The Plan
Once you approve your plan, we'll put it into action to help you prepare for retirement with confidence
Frequently Asked Questions (FAQ)
What is a Fixed Index Annuity (FIA)?
An FIA is an insurance product that protects your principal from market loss while giving you the opportunity to earn interest based on the performance of a market index.
Are my funds safe? Are you insured?
Yes, we use only highly rated, state regulated insurance companies. These companies have strict reserve requirements to ensure they can meet their obligations to policyholders.
What are the fees?
As with all financial vehicles, annuities involve a number of insurance-related fees and administrative costs, most of which are built into the product pricing. There may be additional fees if you purchase optional features or riders. Annuities typically involve surrender penalties for withdrawals in the early years of the contract, making it a long-term retirement income vehicle.
Can I lose control of my money? What if I need it for an emergency?
Not at all. You remain in control. Most annuity contracts allow for penalty-free withdrawals of up to 10% of your account value each year. We can also build in features like income riders or long-term care benefits for added flexibility. “Annuity withdrawals are subject to ordinary income taxes and may incur an additional 10% IRS penalty if taken before age 59-1/2”
Is now a good time to consider this?
If you are concerned about protecting your savings from market volatility and securing a guaranteed income, now is a good time to have a conversation. A no-obligation review can give you the clarity you need to make an informed decision.
Don't gamble with your retirement. Let's build a plan to help secure your financial future now.
The next market downturn isn't a matter of if but when, so let's schedule your no cost, no obligation review today. Enjoy the confidence that comes from having a plan in place to create guaranteed income for life.
Fixed indexed annuities offer:
✅ Guaranteed Lifetime Income: Never worry about outliving your money.
✅ 100% Principal Protection: Your funds are protected from market losses.
✅ Tax-Deferral: Your funds can grow tax deferred to keep more of it working for you.
You have nothing to lose and the chance to secure a more confident retirement
Important Information about Fixed Indexed Annuities (FIAs):
They are long term retirement income vehicles which involve fees and charges, including possible surrender penalties. Annuity withdrawals are subject to ordinary income taxes, including an additional 10% IRS penalty if taken before age 59-1/2. All guarantees are backed by the financial strength and claims-paying ability of the issuing company. Interest credits are limited by caps, spreads and/or participation rates.
Product and feature availability may vary by state. Optional features and riders may involve an additional annual fee. FIAs do not participate in the index or any equity or fixed interest investments. You are not buying shares in an index.
Advisory services offered through CreativeOne Wealth, LLC, a Registered Investment Adviser. CreativeOne Wealth, LLC and VistaPro Wealth Management are unaffiliated entities. Licensed Insurance Professional, Nevada Insurance License Number: 615399
We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives. We are not affiliated with or endorsed by any government agency, and do not provide tax or legal advice. Investing involves risk, including the possible loss of principal. No Investment strategy can guarantee a profit or protect against losses. Annuities are long-term products of the insurance industry designed for retirement income. This material is for informational purposes only and should not be construed as a recommendation or advice specific to your unique situation.
Investment advisory services are provided in accordance with a fiduciary duty of care and loyalty that includes putting your interests first and disclosing conflicts. Insurance services have a best interest standard which requires recommendations to be in your best interest. Advisors may receive commission for the sale of insurance and annuity products. Additional details including potential conflicts of interest are available in our firm's ADV Part 2A and Form CRS (for advisory services) and the Insurance Agent Disclosure for Annuities form (for annuity recommendations).
* Testimonials are selected from 7 reviews averaging 5 stars as of August 5, 2025. These clients of VistaPro Wealth have not been compensated for their opinions of or experience with VistaPro Wealth or CreativeOne Wealth, LLC. These statements may not be representative of the experience of all clients and is no guarantee as to future performance.
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