Effective Date: June 25, 2025

At VistaPro Wealth Management, we understand the importance of protecting your privacy and the confidentiality of your personal and financial information. As a trusted financial advisory firm and licensed insurance professional in Nevada, we are committed to maintaining the highest standards of privacy and security in accordance with federal and state laws, including the Gramm-Leach-Bliley Act (GLBA) and the Nevada Revised Statutes (NRS) Chapter 603A.

This Privacy Policy describes how we collect, use, share, and protect your personal information.

1. Information We Collect

We collect various types of personal information to provide you with our wealth management and insurance services. This information may include:

Identification Information: Your name, address, phone number, email address, date of birth, Social Security number, and driver's license number.

Financial Information: Income, assets, liabilities, account balances, transaction history, investment goals, risk tolerance, and credit history.

Health Information: (Only if necessary for insurance products, such as life or long-term care insurance, and with your explicit consent).

Information from Website Visits: Your IP address, browser type, operating system, pages visited, and referring website (if you only browse our site, we primarily collect technical information; if you interact further, more data may be collected as described below).

Information You Provide Directly: When you complete applications, forms, surveys, or communicate with us via email, phone, or in-person.

2. How We Collect Information

We collect information from various sources, including:

Directly from You: When you provide information on applications, agreements, questionnaires, or during consultations.

From Transactions: Information about your transactions with us, our affiliates, or others.

From Third Parties: Consumer reporting agencies, publicly available records, and other financial institutions, with your consent where required.

Through Our Website: When you visit our website, cookies and other tracking technologies may collect certain information automatically (see Section 6: Cookies and Tracking Technologies).

3. How We Use Your Information

We use your personal information primarily to:

Provide you with personalized wealth management, financial planning, and insurance services.

Process your transactions and maintain your accounts.

Fulfill our legal and regulatory obligations.

Develop and offer products and services that may be of interest to you.

Respond to your inquiries and provide customer service.

Improve our website and services.

Detect and prevent fraud or other illegal activities.

4. How We Share Your Information

We may share your personal information with:

Our Affiliates: Companies related by common ownership or control, such as CreativeOne Wealth, LLC, for everyday business purposes (e.g., processing your transactions, maintaining your accounts, offering products and services).

Non-Affiliated Third Parties: Service Providers: Companies that perform services on our behalf, such as custodians, broker-dealers, insurance carriers, technology providers, and administrators. These companies are authorized to use your personal information only as necessary to provide these services to us. Legal and Regulatory Authorities: As required by law, such as in response to a subpoena, court order, or legal process, or to report to credit bureaus. With Your Consent: We will obtain your explicit consent before sharing your information for purposes not described in this policy, especially if it involves the "sale" of your personal information as defined by Nevada law.

Joint Marketing Partners: We may partner with other financial companies to offer products or services; however, we will only share information to the extent permitted by law and with appropriate safeguards.

We DO NOT sell your personal information to non-affiliated third parties for monetary consideration without your explicit consent, as defined by Nevada Revised Statutes Chapter 603A.

5. Your Choices and Opt-Out Rights (Nevada Residents)

If you are a resident of Nevada, you have specific rights regarding the sale of your personal information.

Right to Opt-Out of Sale: You have the right to direct an operator of an internet website or online service not to make any sale of any covered information about you that the operator has collected or will collect.

How to Submit an Opt-Out Request: If you are a Nevada resident and wish to exercise your right to opt out of the sale of your covered information, please submit a verified request through one of the following methods:

Email: [email protected]

Toll-Free Number: [Insert Toll-Free Number Here, if applicable]

Online Form: [Insert Link to Online Form Here, if applicable]

We will respond to your verified request within 60 days of receipt, with a possible one-time extension of an additional 30 days if reasonably necessary, in which case we will notify you of the extension.

6. Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies (e.g., web beacons, pixels) to enhance your Browse experience and collect information about how you interact with our site. This information helps us:

Remember your preferences and settings.

Analyze website traffic and usage patterns.

Deliver relevant content and advertising.

Improve website functionality.

You can set your browser to refuse all or some browser cookies, or to alert you when websites set or access cookies. If you disable or refuse cookies, please note that some parts of this website may become inaccessible or not function properly.

We do not allow third parties to collect personally identifiable information about your online activities over time and across different websites when you use our website.

7. Data Security

We implement reasonable administrative, technical, and physical security measures designed to protect your personal information from unauthorized access, use, destruction, modification, or disclosure. These measures include:

Computer safeguards (e.g., firewalls, encryption).

Secured files and buildings.

Employee training on data privacy and security.

Strict control protocols to limit access to client information.

Regular reviews and updates of our security policies and procedures.

While we strive to protect your personal information, no method of transmission over the internet or method of electronic storage is 100% secure. Therefore, we cannot guarantee its absolute security.

8. Data Retention and Destruction

We retain your personal information for as long as necessary to fulfill the purposes for which it was collected, comply with legal and regulatory obligations, and resolve disputes. When your information is no longer needed, we have established policies and processes to securely destroy it.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or relevant laws. When we make changes, we will revise the "Effective Date" at the top of this policy. We encourage you to review this policy periodically to stay informed about how we are protecting your information. If we make material changes, we will notify you through a prominent notice on our website or by other means as required by law.

10. Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us at:

VistaPro Wealth Management: 10161 Park Run Drive, Suite 150 Las Vegas, Nevada, 89145 Email: [email protected] Phone: 877.847.8220

Nevada Bureau of Consumer Protection: If you have concerns about our privacy practices, you may also contact the Nevada Bureau of Consumer Protection. Nevada Bureau of Consumer Protection:

If you have concerns about our privacy practices or wish to file a complaint, you may also contact the Nevada Bureau of Consumer Protection or the Department of Business and Industry, Consumer Affairs Division:

Nevada Attorney General - Bureau of Consumer Protection

Website to File Complaint: https://ag.nv.gov/Complaints/File_Complaint/

Toll-Free Hotline: (888) 434-9989

Nevada Department of Business and Industry - Consumer Affairs Division

Las Vegas Office: 2300 W. Sahara Ave., Suite 770, Las Vegas, NV 89102

Phone: (702) 486-2750

Toll-Free: (844) 594-7275

Email (Consumer Complaints): [email protected]

Website: https://consumeraffairs.nv.gov/

Important Considerations for VistaPro Wealth Management:

Legal Counsel Review: It is absolutely critical that a qualified legal professional specializing in financial services and Nevada privacy laws reviews and approves your final privacy policy. This template provides a strong starting point, but every firm has unique operations that require tailored language.

Specifics of "Sale": Nevada's definition of "sale" is narrower than California's CCPA. Ensure your understanding and application of this definition are precise. If you never exchange covered information for monetary consideration with third parties for them to re-license or re-sell it, you might be able to state that you "do not sell" personal information.

Affiliate Sharing: Clearly define what your "affiliates" are (e.g., CreativeOne Wealth, LLC) and precisely what information is shared and why, differentiating between transaction/experience data (which customers typically cannot limit) and creditworthiness data (which they sometimes can).

Data Broker Definition: If VistaPro Wealth Management's operations might fall under Nevada's definition of a "data broker" (primarily engaged in purchasing and selling covered information), additional obligations apply. This is less likely for a typical wealth management firm but should be confirmed.

Designated Request Address: Ensure the email address, phone number, or online form provided for opt-out requests is monitored and requests can be processed within the 60-day (or 90-day with extension) timeframe.

Website Integration: Make sure the privacy policy is easily accessible from every page of your website, typically via a footer link.

Client Notification: Remember GLBA requires you to provide this privacy notice to clients at the start of your relationship and annually thereafter.

Physical Security/Cybersecurity Policies: While the privacy policy states your commitment, NAC 90.Sec.10 specifically requires written internal policies and procedures for physical and cybersecurity. Ensure these internal documents exist and are regularly reviewed.